Bindisha Sarang, Sanjay Kumar Singh

Stories by Bindisha Sarang, Sanjay Kumar Singh

EMIs shouldn't exceed 35% of net income

EMIs shouldn't exceed 35% of net income

Rediff.com   21 Apr 2018

Also build a contingency fund equal to 9 to 12 months of expenses.

Buying Mediclaim? An 8 point checklist

Buying Mediclaim? An 8 point checklist

Rediff.com   17 Apr 2018

Instead of getting confused by what agents tell you, check waiting period, claim-settlement ratio, price comparison etc to make the right choice.

How to make money from the US-China trade war

How to make money from the US-China trade war

Rediff.com   16 Apr 2018

Move 10 per cent of your portfolio to the yellow metal.

Crypto currency investors hit hard by RBI diktat to banks

Crypto currency investors hit hard by RBI diktat to banks

Rediff.com   7 Apr 2018

'As an investor, I either have to exit my investments in the next three months or use dark pools or cash to transact. For a normal investor, it will be almost impossible to transact in bitcoin and other digital currencies.'

Here's some good news for insurance buyers

Here's some good news for insurance buyers

Rediff.com   2 Apr 2018

After the Delhi high court's ruling, blanket exclusion of genetic disorders from coverage is likely to become a thing of the past.

Not happy with Indian equity returns? Buy international funds

Not happy with Indian equity returns? Buy international funds

Rediff.com   23 Mar 2018

Apart from sustaining your portfolio when the domestic market is faring well, global diversification also safeguards it against currency risk.

Rising rates: What to do about EMIs, FDs...

Rising rates: What to do about EMIs, FDs...

Rediff.com   20 Mar 2018

With home loan rates headed north, experts advise how borrowers should cope with their rising liabilities.

Investing tips for seniors, young investors

Investing tips for seniors, young investors

Rediff.com   14 Mar 2018

While seniors seeking a regular income should switch to debt funds from balanced funds, younger investors should invest in balanced funds after understanding their risks.

How the NPS can benefit young investors

How the NPS can benefit young investors

Rediff.com   1 Mar 2018

Raising equity exposure to 50 per cent in the National Pension Scheme will benefit young investors, provided they can stomach higher volatility.

Bitcoin investors, exercise caution

Bitcoin investors, exercise caution

Rediff.com   20 Feb 2018

Limit your investment in cryptocurrencies and make sure you have current holdings in your own custody until regulatory cloud blows over, experts tell Sanjay Kumar Singh.

LTCG tax: Why you must NOT quit equity funds

LTCG tax: Why you must NOT quit equity funds

Rediff.com   15 Feb 2018

With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.

6 money tips to secure your post-retirement

6 money tips to secure your post-retirement

Rediff.com   8 Jan 2018

If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.

Why loan against property can be risky

Why loan against property can be risky

Rediff.com   3 Jan 2018

Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.

Where you should invest in 2018

Where you should invest in 2018

Rediff.com   26 Dec 2017

Shift your money to fixed income and gold.

Low-cost ways to get out of credit card debt trap

Low-cost ways to get out of credit card debt trap

Rediff.com   15 Dec 2017

If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.

Nifty's realty index is up 90 per cent! Where should you invest now?

Nifty's realty index is up 90 per cent! Where should you invest now?

Rediff.com   5 Dec 2017

After giving negative or low returns from 2013-2016, the Nifty Realty Index is up a whopping 91.14 per cent, making it the best performer year-to-date. Can you still make money in this sector? Sanjay Kumar Singh finds out.

Beware! Plenty of froth in IPO market

Beware! Plenty of froth in IPO market

Rediff.com   4 Dec 2017

Retail investors may burn their fingers investing in them, especially if the markets correct, experts tell Sanjay Kumar Singh

Home loan at 4 per cent! Should you go in for it?

Home loan at 4 per cent! Should you go in for it?

Rediff.com   30 Nov 2017

Sanjay Kumar Singh speaks to experts to find out if Tata Housings new loan offer should interest you.

How to link Aadhaar to your bank account, mobile etc

How to link Aadhaar to your bank account, mobile etc

Rediff.com   20 Nov 2017

The first step you need to take is link your mobile number to Aadhaar.

How to buy a retirement home

How to buy a retirement home

Rediff.com   18 Nov 2017

Are retirement homes attractive options for the elderly? Experts feel it is a good option to be able to live an independent and activity-filled life. But don't buy it as an investment